Vidhyanidhi (Karnataka Bank Education Loan)

Vidhyanidhi is an education loan product from Karnataka Bank that provides finance to students for studies in India and abroad. It offers secured and unsecured loan limits and covers expenses such as tuition, travel, accommodation, books and laptop costs. The product includes defined moratorium and repayment periods and accepts co-applicants such as parents or spouse. Eligible courses include a range of professional, graduate and postgraduate programmes.

Access to loan finance (secured/unsecured) up to stated limits; coverage for tuition, travel, accommodation, books and laptop; defined moratorium and repayment terms.

Students who have secured admission to a college/university in India or to a university abroad; eligible courses include undergraduate, postgraduate and professional programmes (examples listed include MBA, MCA, MS, professional and job-oriented technical courses).

Complete the online loan application form (WeMakeScholars form referenced) and submit required documents and hardcopy with photographs; provide applicant and co-applicant financial and identity documents to the bank branch for processing.