UCO Bank Education Loan

The UCO Bank Education Loan is a set of loan schemes for students seeking funding to study in India or abroad. Schemes include UCO Education Loan, UCO Premier Education Loan, and UCO Aspire Education Loan, each with different loan limits, collateral requirements and eligibility criteria. Loans cover various study-related expenses such as tuition, admission fees, books, living expenses and travel, and are repayable with specified moratorium and tenor periods. Interest rates vary by scheme and collateral status.

Provision of loan amounts (scheme-dependent limits up to stated caps), coverage of study-related expenses (tuition, admission fees, books, living expenses, travel, health insurance); moratorium periods and repayment tenors (examples: moratorium of course duration plus one year; repayment up to 15 years).

Indian citizens who have secured or enrolled in admission (merit- or entrance-based) to a foreign or Indian university; age limits vary by scheme (examples: up to 28 years for graduation and 30 years for post-graduation for general category on some schemes; other schemes list higher age limits and SC/ST relaxations).

Apply to UCO Bank with required documents and a co-applicant if needed. schemes accept co-applicants such as parents and spouse.